We have used our extensive sector knowledge to create a nursery insurance product that is ideal for full-time day care nurseries and kindergartens.
Designed to provide you with certainty and the flexibility to fit in with your nursery business, Pound Gates Nursery Insurance provides a comprehensive set of standard covers with the ability to tailor to your specific needs through a wide range of optional cover extensions.
Our range of standard covers includes:
- Employers’ Liability at £10,000,000
- Public Liability at £5,000,000, including cover for the misadministration of drugs and medication
- Commercial legal protection cover up to £250,000, including specialist legal support to help you challenge your regulator following an adverse inspection outcome or regulatory issue
- Crisis communication cover to support you in managing the effects of negative publicity following a serious incident at the nursery, including 24-hour access to public relation and crisis management experts
- Professional Indemnity at £100,000
- Directors’ & Officers’ Liability at £25,000
- Full ‘all risks’ protection against property damage, including accidental damage and full theft cover for nursery contents
- Equipment breakdown up to £5,000,000 (£500,000 for computer equipment)
- Business Interruption: income protection for your business in the event of a loss
- Loss of registration certificate up to £250,000
- 24-hour access to emergency assistance in the event of a claim
- Out of school clubs/holiday clubs operating from your main premises automatically included
- Clubs operating from alternative premises can also be included subject to an additional charge
The range of optional covers available under our Pound Gates Nursery Insurance product includes:
- Employee dishonesty (fidelity)
We also recommend a range of other products you should to consider to ensure your business is fully protected.