Nursery Insurance

We have used our extensive sector knowledge to create a nursery insurance product that is ideal for full-time day care nurseries and kindergartens.

Designed to provide you with certainty and the flexibility to fit in with your nursery business, Pound Gates Nursery Insurance provides a comprehensive set of standard covers with the ability to tailor to your specific needs through a wide range of optional cover extensions.

Our range of standard covers includes:

  • Employers’ Liability at £10,000,000
  • Public Liability at £5,000,000, including cover for the misadministration of drugs and medication
  • Commercial legal protection cover up to £250,000, including specialist legal support to help you challenge your regulator following an adverse inspection outcome or regulatory issue
  • Crisis communication cover to support you in managing the effects of negative publicity following a serious incident at the nursery, including 24-hour access to public relation and crisis management experts
  • Professional Indemnity at £100,000
  • Directors’ & Officers’ Liability at £25,000
  • Full ‘all risks’ protection against property damage, including accidental damage and full theft cover for nursery contents
  • Equipment breakdown up to £5,000,000 (£500,000 for computer equipment)
  • Business Interruption: income protection for your business in the event of a loss
  • Loss of registration certificate up to £250,000
  • 24-hour access to emergency assistance in the event of a claim
  • Out of school clubs/holiday clubs operating from your main premises automatically included
  • Clubs operating from alternative premises can also be included subject to an additional charge

The range of optional covers available under our Pound Gates Nursery Insurance product includes:

  • Employee dishonesty (fidelity)
  • Terrorism

For further details of our Pound Gates Nursery Insurance product visit cover in detail and our document download section.

We also recommend a range of other products you should to consider to ensure your business is fully protected.

We are extremely satisfied with our insurance through Pound Gates, the staff are most helpful and very knowledgeable. When we were unfortunate enough to have to make a claim it was dealt quickly and efficiently and with minimum disruption to the business - Hopscotch Nursery

Hopscotch Nursery Nursery Insurance July 21, 2016